Bills And Die Poem by Randy McClave

Were we born to just pay bills and then die
Then to worry about credit scores and sigh,
And then to mourn and to worry and then to cry
That is, if a bill isn't paid in full, or even on time.
Creditors want us to pay all of our bills late
So, late charges we are forced to pay at their rate,
And then with us they will not ever negotiate
As though we have committed a crime.
Moneylenders beg and plead with us to get a loan
Then when we apply they ask what do we cherish and own,
We are tempted and seduced from a spreadsheet shown
Then they greedily take our last penny, nickel and dime.
We pay all of our bills every month with ease
Sometimes our last dollar we have to stretch and squeeze,
An early payoff we visualize only as a tease
As the debtors wait for their "LATE FEE" bell to chime.
When we are born, our debits begin with our hospital bills
Then we get older, we generate debts from our doctors and our pills,
Then when we die we institute obligations from our wills
Only from death, away from financial liability will we climb.

Randy L. McClave